Are Adventure Sports Covered In Your Travel Insurance Policy?

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Everybody has a unique perspective on travel. Some people go on vacation to explore a new location, while others seek out the beauty of nature or an exhilarating adventure.

Are you someone who enjoys taking part in adventurous activities? Yes, it thrills us, but what if something unexpected happens? What happens if you get hurt or get lost while engaging in an activity? There are instances when uncertainties have major consequences. An online travel insurance policy is crucial and keeps you worry-free financially.

But have you given any thought to whether or not adventure sports are covered by travel insurance? Allow us to discover your solution in this article.

Are activities involving adventure sports included in travel insurance plans?

Adventure sports activities are covered by some travel insurance policies. If you have enough insurance, it will be easier for you to meet the expenses if you get hurt while travelling.

The grandiose term “adventure sports,” sometimes known as ‘agro sports,’ ‘action sports,’ or ‘extreme sports,’ refers to particular activities that involve a significant degree of risk. Height, speed, specialised equipment, and a significant amount of physical effort are all factors in these activities. Optional coverage is available under our Global Personal Guard policy against accidental passing away or total permanent disability. It also applies if a person participates in any amateur adventure sports under supervision. *

Because adventure sports are becoming more and more popular in our nation, certain firms offering travel insurance from India have developed plans that provide coverage for them. Depending on the insurance, the terms and conditions could be different.

Why should you consider travel insurance cover for adventure sports?

Adventure sports do give us an adrenaline boost, but there are also risks involved. The results could be severe if anything goes wrong while performing any such action. There is a probability that the basic plan won’t cover adventure sports or other comparable activities because they carry a high level of risk. As a result, thoroughly read the plan before purchasing the insurance.

You can add a specialised add-on cover that provides coverage for the adventure sports activity if the basic travel insurance coverage does not already do so. It is advised to have travel insurance in place so that you may return home with nothing but joyful memories. *

Handy tips for adventure sports activity

Here are some helpful pointers to keep in mind if you’re thinking about participating in adventure sports on your next trip:

Pay attention to the advice of the professionals and make sure you are entirely ready for the ideal experience. As trained professionals, experts should be listened to and followed. Obtain information and only carry out the action in accordance with the directions. Visit well-known locations that carry out these activities.

Maintain a first aid kit: Keep a first aid kit and other necessities close at hand. Verify the safety procedures in case there is an unanticipated incident while performing the activity. Understand the rescue techniques and safety measures. These are all significant and strengthen the credibility of safety regulations.

Think about your general health: You must be in good physical and mental condition and be steady. Please avoid performing or taking part in any such activity if you are feeling ill. Your health is essential and should always come first. Knowing your medical issues will help you avoid engaging in activities that could hurt you.

Finishing up

Make sure to purchase international travel insurance if you plan on adventuring abroad so that, even if bad luck befalls you while travelling, you will be financially secure. Read and reread the policy terms and conditions several times before committing to the insurance plan.

* Standard T&C Apply

** Currently, there are 2 tax regimes in India – new and old. To get the tax benefit you desire, choose the correct one after consulting an expert. You can opt for a regime change during the next financial year.

# Visit the official website of IRDAI for further details.

## All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions,

limitations, terms, and conditions, please read the sales brochure/policy wording carefully

before concluding a sale.

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